Australia's housing shortage isn't just about land and finance. Discover what the Productivity Commission's Housing Supply report means for owner-builders and why clearer regulations, practical education and streamlined approvals are essential to building more homes.

The "under 20k" rule is one of the most misunderstood parts of NSW owner builder law. Here's what the threshold actually means, when permits apply, and why approvals still matter even on a small budget.

**Excerpt** `Owner-builder approval in WA gives you real power — but it comes with clear legal limits. This article explains what you cannot do as an owner-builder in Western Australia, from licensed trade work and structural requirements to selling restrictions and indemnity insurance obligations.